![]() ![]() If you need to exhaust the appeals that your plan or policy requires, you may file your individual complaint or group ERISA complaint for disability benefits. Convincing a jury regarding bad faith is challenging, and a seasoned bad faith disability lawyer is best suited to handle these individual disability matters. Aetna Life Insurance Company (1998), they ultimately had to pay a combined $127,000 for wrongful denial and emotional distress damages. This is unlawful and could result in a civil or ERISA lawsuit.Īetna has been to court for bad faith individual disability claims and has lost notable cases and had to pay their disabled insureds. When any insurance company uses tactics to delay and deny coverage and avoid paying legitimate claims, they may be acting in bad faith or arbitrarily. Furthermore, the lawyer will review your documents and possibly identify patterns of tactics used by the insurance company to delay or deny your claim. This will better position you and your lawyer if a dispute arises about what information was submitted.
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